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Mortgage Rate
Use one of our quick & easy tools to find out
what you qualify for, FREE!

Ari Banegas is the principal reason I began to invest in South Florida Real Estate and eventually moved to Miami to one of the properties he helped me purchase and finance. All of my investments here have appreciated and most of them by 50% while the rentals have given me consistent returns of between 7% – 10% a year. As an investor before my Miami move, Ari did an excellent job managing my properties and advising me, going way beyond his duties and now I call him a good friend.
-Joseph C. Carter


What We Do
We’re making getting a mortgage easier than ever before. American Exchange Mortgage
has an experienced team of brokers on staff.
Home Purchase Loans
Secure a home purchase loan that utilizes today’s great mortgage rates to make your dream home affordable.
Refinance Rates
Lock in great terms with current interest rates to ensure your home remains affordable—or build more equity with an update!
Rate Comparisons
Don’t just take the first offer. Shop around. Use our rate comparisons to find the best possible plan for your home ownership strategy.
Fast Funding
Seize opportunity as soon as you can with our fast funding options, giving you the freedom to cure that house fever.
Evaluate Your Property
Know where you stand. With a property evaluation in hand, you’ll have better access to your options so you can see the next move.
Cash-Out Refinance
Take advantage of your home’s equity with a cash-out refinance. It’s your cash — spend it how you see fit.
Use Our Free Tools
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Pre Approval Letter
You need to get moving. Use a Pre Approval Letter to get the process started.
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Refinance Analysis
We'll crunch the numbers so you'll know exactly how much money you can save.
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Today's Mortgage Rates
Browse rate comparisons to see which individual mortgage terms make the most sense for you.
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Search Homes For Sale
Don't just leap at the next opportunity—take the time to search.
Your time & money matter. Let’s not waste either.
From fast, custom digital quotes to a completely streamlined online loan application and approval
process, you can get your money and do what you want with it — usually in less than 30 days.

Home Purchase Loans
Secure a home purchase loan to make your dream of homeownership a reality, securing favorable terms and finding the best possible rates for your monthly budget!

Refinance Rates
With the best refinancing terms, you can change your monthly budget and create extra financial wiggle room at the end of every month, or receive extra cash for home updates.

Rate Comparisons
You do better when you get to shop around. Browse the rate comparisons to see which individual mortgage terms make the most sense for you and your next purchasing decision.